What Happens If You Don’t Renew Your TLC Insurance on Time.
In New York City, every vehicle operating under the Taxi and Limousine Commission (TLC) must maintain active TLC insurance at all times. Whether you drive for Uber, Lyft, a yellow cab, green cab, or a black car, your TLC license and insurance coverage are directly connected. Failing to renew your insurance before it expires can cause serious disruptions to your ability to work — and in some cases, even result in license suspension. The Role of TLC Insurance TLC insurance is mandatory for all for-hire vehicles in New York City. It ensures that passengers, drivers, and pedestrians are protected in the event of an accident. The TLC requires all insurance carriers to submit proof of active coverage electronically through the FH-1 form. This allows the TLC to monitor every TLC vehicle’s insurance status in real time. If your insurance policy lapses, the TLC is immediately notified by your insurance company. Once that happens, your TLC vehicle license can be automatically suspended. Wi...