TLC Insurance: Your NYC Driving Guide

When daylight saving time ends and evenings arrive sooner, New York City roads become more challenging. The shift means you’re driving more often in low-light conditions, and that can raise the risk of incidents involving pedestrians and cyclists. According to NYC DOT, fall evenings when the sun sets early are among the most dangerous times of the year for pedestrians. As a licensed driver for hire in NYC, you’re in a unique position: you’re not just transporting passengers—you’re also sharing the streets with vulnerable road users in changing conditions. These tips will help you stay alert and confident when dusk hits. 1. Recognize When Visibility Changes Quickly The period right after sunset is when visibility drops dramatically. In NYC, this is the time when pedestrian crash rates climb. As daylight ends earlier, you may find yourself picking up passengers during this transition. Be consciously aware of this shift and adjust accordingly. Prepare before your shift: know that lightin...

  Effective date: October 25, 2025 Official rule: Cyclist Awareness Decal — NYC Rules To help make New York City streets safer, the Taxi and Limousine Commission (TLC) requires all TLC‑licensed vehicles to display cyclist awareness decals . The requirement became mandatory on October 25, 2025 . All taxicabs, for‑hire vehicles (FHVs) and street‑hail liveries must have the decals installed by this date. Why these decals matter The decals support New York City’s Vision Zero strategy — an effort to eliminate traffic deaths and serious injuries. They are designed to reduce dooring incidents by reminding passengers to check for cyclists before opening a rear door. What drivers must do Mandatory installation: All TLC‑licensed taxis, FHVs and street‑hail liveries must display the decals. Placement: The decal must be placed on the inside of both rear passenger doors . Free decals: The decals are provided at no cost by the TLC. Distribution point: TLC has been distributing free “ LOOK ...

When drivers log in to TLC UP or check their TLC vehicle status, some notice that the insurance shows “Not Active” or “Inactive.” This can cause stress, especially when the license is already renewed and the premium is paid. This guide explains what that status means, why it happens, and the official steps to fix it based on TLC’s published procedures. What ‘Insurance Not Active’ Means on TLC Systems The TLC system only marks insurance as active after it receives confirmation through its insurance reporting system. Even if a driver has an active insurance policy, the status will remain inactive on TLC UP or LARS until the insurance carrier electronically submits the insurance record to TLC. How TLC Receives Insurance Information According to TLC’s public information, only insurance companies authorized by TLC can submit insurance information. Drivers and brokers cannot directly upload insurance documents to activate coverage in the TLC database. The insurance carrier must transmit the ...

Navigating New York City's streets is a complex job, and sometimes, even professional drivers receive violations. For specific infractions, the NYC Taxi & Limousine Commission (TLC) requires more than just a fine; it mandates an educational intervention—the  Vision Zero and Accessibility Course . This course is a critical tool for correcting unsafe behaviors and reinforcing the core principles of public safety and equal access. If you're a TLC-licensed driver who has received a notice, or simply want to understand the rules, this guide explains everything you need to know about this mandatory program. What is the TLC Vision Zero and Accessibility Course? The  TLC Vision Zero and Accessibility Course  is a specialized, three-hour educational program required for drivers who commit certain violations. It focuses on two non-negotiable priorities for New York City: Achieving Vision Zero:  The city's goal to eliminate all traffic fatalities and serious injuries. Ensu...

Staying focused on the road is not just common sense for TLC drivers — it’s the law. The Taxi and Limousine Commission (TLC) prohibits drivers from using portable or hands-free electronic devices while operating a vehicle. This rule is strict: if you are driving, you may not use a mobile phone, wear a Bluetooth earpiece, or handle any handheld or hands-free electronic device. The aim is simple — reduce distractions and protect you, your passengers, and everyone on city streets. For the official wording and authority, see the TLC Driving While Distracted page and the TLC Rules Page . No Handheld or Hands-Free Devices While Driving The core of the rule is straightforward: you may not use a handheld or hands-free cell phone or any other portable electronic device while driving. This includes making calls, texting, using apps, checking navigation while the vehicle is in motion, or holding a device near your ear. When the vehicle is moving or you are in control of it, the device stays out ...

If you’re planning to become a professional driver in New York City—whether it’s for a yellow taxi, green taxi, or a rideshare service like Uber or Lyft—the New TLC Driver License Course is one of the most important steps in your licensing journey. Often referred to as the 3-Day Course or the 24-Hour Course , this mandatory training program helps prepare new applicants for the TLC Driver License Exam , which you must pass before receiving your license. This course runs for three days , with eight hours of classroom instruction per day , and provides valuable information about TLC regulations, vehicle requirements, and driver professionalism. By completing it, you take a major step toward qualifying as a TLC-licensed driver in New York City. Who Must Take the TLC 3-Day Course The 3-Day Course is required for applicants who want to drive in any of the following TLC-licensed categories: Yellow Taxi Green Taxi For-Hire Vehicle (FHV) — including Uber, Lyft, Black Car, or Livery services ...