Black Car Fund Benefits for TLC Drivers

 



The Black Car Fund (BCF) is a non-profit organization created by New York State to provide workers’ compensation insurance and additional benefits to drivers in the black car industry. This includes drivers for popular services like Lyft, Uber, and the more traditional black car bases operating across the city.

Workers’ compensation insurance ensures that eligible drivers have financial protection if they are injured while on the job. But the Black Car Fund goes further, offering valuable health and wellness benefits at no cost to drivers. These extra services are funded entirely by a small surcharge that passengers pay on every ride, meaning drivers do not pay out-of-pocket for these benefits.

What Is the Black Car Fund?

The Black Car Fund was designed to support New York’s professional drivers by offering benefits that are often unavailable to independent contractors in other industries. Since many black car drivers work on a per-trip basis and are not considered employees of the companies they drive for, they are typically not covered by traditional workers’ benefits.

The BCF fills that gap, ensuring that eligible drivers:

  • Are covered under workers’ compensation insurance
  • Have access to no-cost health and wellness benefits
  • Receive multilingual support to make benefits easy to access
Health and Wellness Benefits at No Cost

In addition to workers’ compensation coverage, the Black Car Fund provides multiple health-related benefits that help drivers stay healthy and ready for work. These include:

  • Dental Insurance – Coverage for routine check-ups, cleanings, and certain dental procedures.
  • Vision Coverage – Benefits for eye exams and prescription eyewear.
  • Telemedicine Services – Virtual access to healthcare providers for non-emergency medical needs.
  • IDG Mental Health & Wellness Benefits – Support programs that include counseling and mental wellness resources.
  • Discounts on Urgent Care, Diagnostic Imaging, and Prescriptions – Savings on medical services and medications.

Because these benefits are funded by passengers through a small surcharge on each ride, there is no cost to eligible drivers for enrollment or usage.

How to Activate Your Benefits

If you are not yet a member of the Drivers Benefits program, activation is free and can be done in just a few steps:

  1. Visit the official Activate Your Benefits page.
  2. Provide the necessary information to verify your eligibility.
  3. Once your account is activated, you can immediately begin using your benefits.
Already a Member?

If you are already part of the program, it’s recommended to bookmark the Member Guide. This online guide provides:

  • Details about all available benefits
  • Step-by-step instructions on booking dental, vision, and telemedicine appointments
  • Links to partner providers and service locations
  • Program updates and important announcements
Multilingual Support for Drivers

The Black Car Fund offers assistance in multiple languages to make sure that all eligible drivers can understand and access their benefits. This is especially helpful in New York City, where drivers come from diverse cultural and language backgrounds.

If you need help activating or using your benefits, you can contact the BCF member services team for one-on-one guidance.

Contact Information

📞 Phone: (888) 814-8590
🌐 Website: The Black Car Fund Drivers Benefits

When you call, you will be connected with multilingual representatives who can help with:

  • Activating your benefits
  • Understanding your coverage
  • Scheduling appointments
  • Answering questions about discounts and services
Why The Black Car Fund Matters for TLC and Black Car Drivers

Driving in New York City can be challenging. From long hours on the road to unpredictable passenger schedules, professional drivers face unique physical and mental demands. The Black Car Fund ensures that these drivers have both protection through workers’ compensation and access to health services without additional costs.

For many drivers, these benefits mean the difference between being able to get necessary care or having to delay treatment due to expenses. By enrolling and making use of these benefits, drivers can better protect their health, well-being, and financial stability while working in one of the busiest transportation markets in the world.

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